About ITM Group

The ITM Group of Institutions has its campuses across the country. These institutes create a unique community atmosphere encouraging study and personal development. With the support of its experienced full-time faculty members and several visiting faculty to give students the vital global edge, ITM is moving towards fulfilling its vision of becoming a global leader in professional education, its mission is to impart futuristic and comprehensive education of global standards with a high sense of discipline and social relevance in a serene and invigorating environment.

Founded in 1991, ITM Business School was amongst the first private, non-aided business schools in India. The group quickly expanded its footprints, establishing campuses in Bangalore in 1992, Chennai in 1993 and Warangal in 1994.

About AHFL

Post Graduate Program in Housing Finance (PGPHF) is an Initiative of Aadhar Housing Finance Ltd. (AHFL) in partnership with ITM Edutech Training Private Limited. The Training program aims to attract young talent who wish to pursue a career in housing finance. It is one year training program designed to develop a pool of managers with housing finance knowledge and required skill-sets to perform efficiently in their day-to-day activities.


  • Application Form Fee is Non-Refundable. 
  • All fields marked with need to be compulsorily filled.
  • An Online Application Number will be displayed, once you successfully submit the online form by making an online payment.
  • Please keep scanned copies handy of your Coloured PhotographSignature10th Class Marksheet 12th Class Marksheet (If passed) for uploading.

About Programme

  • 1 Year Program conducted by ITM Includes Internship and job offer at Aadhar Housing Finance Ltd. (AFHL).
  • The program focuses on balanced approach of providing inputs of relevant knowledge, developing skills and shaping required behaviors.
  • The training imparts knowledge and skills in core housing finance areas, processes, systems, regulations and compliance frameworks involved in day-to-day operations.
  • Innovative pedagogy tools such as Co-teaching attempt to enrich the end-to-end learning experience of the trainees.
  • The faculty is trained not only by subject matter experts from Aadhar Housing Finance Limited but also by experts from the industry.
  • A cashless bridge in the form of a loan is provided to all participants to fund the cost of the program.
  • During 6 months Training, candidate will be paid monthly Rs. 5000/- as Education Grant to meet basic expenses.
  • During 6 months Internship, candidate will be paid monthly Rs. 15,000/- as Stipend.
  • On successful completion of the program, candidates will be absorbed by Aadhar Housing Finance Ltd. as Branch Credit Manager with a consolidated annual fixed CTC of Rs. 3,50,000/-
  • After completion of 1 Year, candidate will be given pathway to ITM University’s MBA to complete Masters while working at Aadhar Housing Finance Ltd.
Term No (Duration)Training Details
1 (6 months)Classroom training at ITM campus
2 (6 months)Internship at Aadhar Housing Finance Limited

If you FULFILL ALL the below mentioned criteria, you will be eligible for Selection Process.

  1. Minimum Graduation with 0-2 years work experience
  2. Age should not be more than 27 years as on training start date
  3. Indian Nationals
Total Fees
The Program Fee is Rs. 2,90,000/- (all Inclusive) (Rupees Two Lac Ninety Thousand)
Selected candidate can self-fund the training fee of Rs. 2,90,000/- or can avail loan facility.
The cost is inclusive of expenses on faculty, training , boarding and lodging etc.
Loan Assitance
Loan assistance will be provided to all the eligible shortlisted candidate for the program Loan assistance is available from Axis Bank and Avanse
Stipend During Training
6-months Residential TrainingRs. 5,000/- P.M.Rs. 30,000/-
6-months OJT at branchRs. 15,000/- P.M.Rs. 90,000/-
Total Stipend paid by AHFL Rs. 1,20,000/-
Refund after Completion of 1 Year training
On completion of First Year of service25%Rs. 72,500/-
On completion of Second Year of service25%Rs. 72,500/-
On completion of Fifth Year of service*50%Rs. 1,45,000/-*
Total Refund by AHFL*100%Rs. 2,90,000/-

* Condition applied.